Two-phase ML model on P2P loans achieves 77.4% recall for acceptance prediction and 72% recall for defaults, claiming up to 70% default risk reduction.
All Lending Club loan data version 6, february 2018
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P2P Loan acceptance and default prediction with Artificial Intelligence
Two-phase ML model on P2P loans achieves 77.4% recall for acceptance prediction and 72% recall for defaults, claiming up to 70% default risk reduction.