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math.CT 1

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2026 1

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A Universal Quotient of Banking APIs

math.CT · 2026-04-10 · unverdicted · novelty 5.0

Four axioms of banking practice define a universal quotient Q_public through which all API morphisms factor epi-mono, with 14 jurisdictionally invariant dimensions confirmed by Gaussian elimination on 4590 endpoints and left skew monoidal structure.

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  • A Universal Quotient of Banking APIs math.CT · 2026-04-10 · unverdicted · none · ref 4

    Four axioms of banking practice define a universal quotient Q_public through which all API morphisms factor epi-mono, with 14 jurisdictionally invariant dimensions confirmed by Gaussian elimination on 4590 endpoints and left skew monoidal structure.