Critical review of retail CBDC proposals identifies common motivations, assumptions, and mistakes while advocating for public-interest-oriented design.
Bank of England: Central Bank Digital Currency (CBDC) Proof of Concept and Research Offline payments
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Retail Central Bank Digital Currency: Motivations, Opportunities, and Mistakes
Critical review of retail CBDC proposals identifies common motivations, assumptions, and mistakes while advocating for public-interest-oriented design.