Compares counterfactual generation methods with balancing strategies on bank failure data, finding NICF with cost-sensitive learning produces the highest quality explanations on validity, proximity, and sparsity.
Others Explainable Artifi- cial Intelligence (XAI): Concepts, taxonomies, opportunities and challenges toward responsible AI
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Explainable bank failure prediction models: Counterfactual explanations to reduce the failure risk
Compares counterfactual generation methods with balancing strategies on bank failure data, finding NICF with cost-sensitive learning produces the highest quality explanations on validity, proximity, and sparsity.